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   <title>Household Finance and Cash Flow Blog</title>
   <link>http://www.cashflowfortheaveragejoe.com/household-finance-blog.html</link>
   <description>The Household Finance and Cash Flow Blog keeps you up to date with all the additions and changes to the CashFlowForTheAverageJoe.com website.  Subscribe here.</description>
   <language>en-us</language>
   <category domain = "http://www.cashflowfortheaveragejoe.com/household-finance-blog.html#">personal finances</category>
   <pubDate>Thu, 22 Sep 2011 15:30:24 GMT</pubDate>
   <lastBuildDate>Thu, 22 Sep 2011 15:30:24 GMT</lastBuildDate>
   <copyright>cashflowfortheaveragejoe.com</copyright>
   <item>
    <title>The Tax Benefits of Owning Your Own Home Based Business</title>
    <link>http://www.cashflowfortheaveragejoe.com/tax-benefits.html</link>
    <description>Learn how, by owning your own home based business, you can qualify for tremendous tax benefits approved by Congress!</description>
    <pubDate>Thu, 22 Sep 2011 15:30:24 GMT</pubDate>
   </item>
   <item>
    <title>Your Own Home Based Business!</title>
    <link>http://www.cashflowfortheaveragejoe.com/home-based-business.html</link>
    <description>Learn how to start your own home based business so you can &quot;own your life&quot; and have the time of your life!</description>
    <pubDate>Tue, 16 Aug 2011 14:37:19 GMT</pubDate>
   </item>
   <item>
    <title>Your Personal Finances - Tips &amp; Cashflow Strategies for the Average Person</title>
    <link>http://www.cashflowfortheaveragejoe.com/index.html</link>
    <description>Terrific financial resource for the average person-provides many FREE, easy to understand tips for improving your personal finances, reducing debt, tax relief, &amp; starting your own business.</description>
    <pubDate>Mon, 15 Aug 2011 19:08:51 GMT</pubDate>
   </item>
   <item>
    <title>Thought of the Day</title>
    <link>http://www.cashflowfortheaveragejoe.com/thought-of-the-day.html</link>
    <description>Read our daily thought of the day or inspiring story to get your day started on a positive note.</description>
    <pubDate>Sat, 26 Mar 2011 16:00:31 GMT</pubDate>
   </item>
   <item>
    <title>First Time Homebuyer Income Tax Credit</title>
    <link>http://www.cashflowfortheaveragejoe.com/first-time-homebuyer.html</link>
    <description>Learn how a first time homebuyer can receive up to $8,000 in refundable income tax credits for the purchase of their home.</description>
    <pubDate>Wed, 04 Aug 2010 14:47:07 GMT</pubDate>
   </item>
   <item>
    <title>Affiliate Marketing - What Is It &amp; How Does It Work?</title>
    <link>http://www.cashflowfortheaveragejoe.com/affiliate-marketing.html</link>
    <description>An affiliate marketing business that Works!  Discover the reasons why many affiliates fail and how to avoid these common </description>
    <pubDate>Sun, 29 Nov 2009 22:41:35 GMT</pubDate>
   </item>
   <item>
    <title>Simple Envelope Budget</title>
    <link>http://www.cashflowfortheaveragejoe.com/envelope-budget.html</link>
    <description>Learn how to use a simple, envelope budget to get your spending under control.</description>
    <pubDate>Sat, 28 Nov 2009 20:48:47 GMT</pubDate>
   </item>
   <item>
    <title>Entertainment Savings</title>
    <link>http://www.cashflowfortheaveragejoe.com/entertainment-savings.html</link>
    <description>Learn several entertainment savings tips without sacrificing your lifestyle.</description>
    <pubDate>Sat, 28 Nov 2009 20:47:48 GMT</pubDate>
   </item>
   <item>
    <title>Tax Relief Tips for the Average Person</title>
    <link>http://www.cashflowfortheaveragejoe.com/tax-relief.html</link>
    <description>Most people don&#39;t understand how our tax system works, yet they literally BEG for tax relief!!  Learn how average people can take control of their financial lives with some simple tax saving ideas.</description>
    <pubDate>Fri, 20 Nov 2009 15:56:05 GMT</pubDate>
   </item>
   <item>
    <title>A Handwritten Budget for Your Household</title>
    <link>http://www.cashflowfortheaveragejoe.com/handwritten-budget.html</link>
    <description>Get a FREE sample of a handwritten budget....for those without a computer, this is fairly simple to create and easy to follow using columned paper found at most office supply stores.</description>
    <pubDate>Thu, 19 Nov 2009 19:51:34 GMT</pubDate>
   </item>
   <item>
    <title>Contact Us Form</title>
    <link>http://www.cashflowfortheaveragejoe.com/contact-us.html</link>
    <description>Fill out this &quot;contact us&quot; form to have us look at your fiancial situation to see what, if anything, we can do to be of assistance.</description>
    <pubDate>Thu, 12 Nov 2009 21:37:38 GMT</pubDate>
   </item>
   <item>
    <title>The Computer Spreadsheet Budget</title>
    <link>http://www.cashflowfortheaveragejoe.com/computer-spreadsheet-budget.html</link>
    <description>Get a FREE sample of a computer spreadsheet budget....this is fairly simple to create and easy to follow as long as you have a computer with a spreadsheet software.</description>
    <pubDate>Thu, 12 Nov 2009 21:36:48 GMT</pubDate>
   </item>
   <item>
    <title>A Computer Software Budget</title>
    <link>http://www.cashflowfortheaveragejoe.com/computer-software-budget.html</link>
    <description>Learn the simplicity and benefits of creating a computer software budget, along with my recommendations. </description>
    <pubDate>Thu, 12 Nov 2009 21:35:48 GMT</pubDate>
   </item>
   <item>
    <title>Cell Phone Savings</title>
    <link>http://www.cashflowfortheaveragejoe.com/cell-phone-savings.html</link>
    <description>Learn some cell phone savings tips that the cell phone companies won&#39;t always tell you about.</description>
    <pubDate>Thu, 12 Nov 2009 21:35:04 GMT</pubDate>
   </item>
   <item>
    <title>Cash Flow Survey</title>
    <link>http://www.cashflowfortheaveragejoe.com/cash-flow-survey.html</link>
    <description>A cash flow survey for the average person, details topics which are of most interest to average people.</description>
    <pubDate>Thu, 12 Nov 2009 21:34:30 GMT</pubDate>
   </item>
   <item>
    <title>Brilliant Compensation For The Average Joe</title>
    <link>http://www.cashflowfortheaveragejoe.com/brilliant-compensation.html</link>
    <description>Brilliant  Compensation - Network Marketing is not only the fairest pay structure, but also Brilliant.  Also, learn how the wealthy get that way. FREE, short, online movies.</description>
    <pubDate>Thu, 12 Nov 2009 21:33:55 GMT</pubDate>
   </item>
   <item>
    <title>Automobile Savings</title>
    <link>http://www.cashflowfortheaveragejoe.com/automobile-savings.html</link>
    <description>How to enjoy automobile savings - tips for saving money with your car.</description>
    <pubDate>Thu, 12 Nov 2009 21:30:55 GMT</pubDate>
   </item>
   <item>
    <title>Household Savings</title>
    <link>http://www.cashflowfortheaveragejoe.com/household-savings.html</link>
    <description>Learn various household savings ideas that even an average person can implement.</description>
    <pubDate>Fri, 06 Nov 2009 04:30:15 GMT</pubDate>
   </item>
   <item>
    <title>Insurance Savings</title>
    <link>http://www.cashflowfortheaveragejoe.com/insurance-savings.html</link>
    <description>Learn various methods of insurance savings for the average person and family, ideas your insurance agent may not tell you.</description>
    <pubDate>Fri, 06 Nov 2009 04:27:27 GMT</pubDate>
   </item>
   <item>
    <title>Grocery Savings Tips</title>
    <link>http://www.cashflowfortheaveragejoe.com/grocery-savings.html</link>
    <description>Learn several grocery savings tips and strategies to save you a significant amount of money each month.</description>
    <pubDate>Thu, 08 Oct 2009 02:38:42 GMT</pubDate>
   </item>
   <item>
    <title>Restaurant Savings - Huge Potential</title>
    <link>http://www.cashflowfortheaveragejoe.com/restaurant-savings.html</link>
    <description>Learn several restaurant savings tips most people don&#39;t think about.</description>
    <pubDate>Thu, 08 Oct 2009 01:17:16 GMT</pubDate>
   </item>
   <item>
    <title>Household Utility Savings</title>
    <link>http://www.cashflowfortheaveragejoe.com/household-utility-savings.html</link>
    <description>Learn various tips and suggestions for household utility savings which can significantly reduce your utility costs.</description>
    <pubDate>Tue, 06 Oct 2009 17:54:05 GMT</pubDate>
   </item>
   <item>
    <title>Are Household Budgets Really Necessary?</title>
    <link>http://www.cashflowfortheaveragejoe.com/household-budgets.html</link>
    <description>In my opinion, without household budgets, people are &quot;planning to fail&quot; financially.  Learn several simple methods of creating household budgets to use.</description>
    <pubDate>Wed, 05 Aug 2009 00:12:17 GMT</pubDate>
   </item>
   <item>
    <title>Tax Beneficial Home Mortgage Interest</title>
    <link>http://www.cashflowfortheaveragejoe.com/mortgage-interest.html</link>
    <description>Quit renting and realize the benefits of tax deductible home mortgage interest!  How it works, and why you should take part in this tax saving strategy.</description>
    <pubDate>Fri, 31 Jul 2009 02:17:36 GMT</pubDate>
   </item>
   <item>
    <title>Is Network Marketing Really a Viable Business?</title>
    <link>http://www.cashflowfortheaveragejoe.com/network-marketing.html</link>
    <description>The truth about network marketing, what it is, how it works, and the information you need to succeed no matter which company you represent.</description>
    <pubDate>Wed, 29 Jul 2009 15:33:49 GMT</pubDate>
   </item>
   <item>
    <title>Computer Theft - Not a Fun Situation!</title>
    <link>http://www.cashflowfortheaveragejoe.com/household-finance-blog.html</link>
    <description>Sorry I&#39;ve been away for awhile.  A few weeks ago, a burglar broke into our home in broad daylight and stole my laptop, along with some jewelry and various other items.  Apparently, this was done to feed his drug habit.  What a feeling of helplessness and chaos, when your entire life is on your laptop, with no backup!!!  Fortunately, last week, the police found my laptop when they busted a drug dealer living not too far from me.  So now it&#39;s time to catch back up and continue moving in the right direction!  I look forward to bringing you some great household financial tips and cashflow strategies again here in the not too distant future!  I do not have a separate page written on this subject yet, but I hope to in the near future.  Thanks for your patience!</description>
    <pubDate>Mon, 20 Jul 2009 15:38:00 GMT</pubDate>
   </item>
   <item>
    <title>Change Your Tax Withholdings to REDUCE Your Tax Refund...What?!?</title>
    <link>http://www.cashflowfortheaveragejoe.com/tax-withholdings.html</link>
    <description>Learn &quot;how to&quot; and &quot;why you should&quot; change your tax withholdings at your current job and reduce your income tax refund.</description>
    <pubDate>Thu, 04 Jun 2009 19:55:53 GMT</pubDate>
   </item>
   <item>
    <title>Retirement Accounts - Different Types For The Average Person</title>
    <link>http://www.cashflowfortheaveragejoe.com/retirement-accounts.html</link>
    <description>Learn the basics of and differences between a few different retirement accounts, and the tax benefits they can provide for the average person.</description>
    <pubDate>Thu, 04 Jun 2009 19:52:37 GMT</pubDate>
   </item>
   <item>
    <title>The Renegade Network Marketer For The Average Joe</title>
    <link>http://www.cashflowfortheaveragejoe.com/renegade-network-marketer.html</link>
    <description>The renegade network marketer for the average joe teaches real world marketing techniques that help the average person become successful in network marketing or any other form of business.</description>
    <pubDate>Thu, 04 Jun 2009 19:51:26 GMT</pubDate>
   </item>
   <item>
    <title>Purchase A Home Even With Less Than Perfect Credit</title>
    <link>http://www.cashflowfortheaveragejoe.com/purchase-a-home.html</link>
    <description>Damaged credit???  You still may be able to purchase a home.  Learn how!</description>
    <pubDate>Thu, 04 Jun 2009 19:50:30 GMT</pubDate>
   </item>
   <item>
    <title>An INTERNET Marketing System with an affiliate program.</title>
    <link>http://www.cashflowfortheaveragejoe.com/Internet-Marketing-System.html</link>
    <description>Finally!!  An internet marketing system that makes sense for the average home based business and network marketer.  Refer prospects to this renegade marketing system and earn affiliate commissions.</description>
    <pubDate>Thu, 04 Jun 2009 19:47:50 GMT</pubDate>
   </item>
   <item>
    <title>When would NOW be a good time to start your own business?</title>
    <link>http://www.cashflowfortheaveragejoe.com/home-based-business.html</link>
    <description>I talk to people every single day who have either lost their job, have a family member who recently lost his/her job, or know a friend who recently lost his/her job.  What a perfect opportunity to start your own business and start taking control of your own destiny...instead of sitting on your behind, collecting unemployment, feeling sorry for yourself, complaining how life is unfair to anyone and everyone that will listen, hoping that a new job possibility will come along soon!  Wake up!  It&#39;s time you create your own life, rather than let others dictate it for you.

To your success...

David Jesse</description>
    <pubDate>Thu, 04 Jun 2009 19:31:02 GMT</pubDate>
   </item>
   <item>
    <title>Use Home Equity to Pay Off Credit Cards</title>
    <link>http://www.cashflowfortheaveragejoe.com/home-equity.html</link>
    <description>Learn how the average person can use his or her home equity to reduce or totally pay off credit card debt.</description>
    <pubDate>Thu, 04 Jun 2009 19:21:22 GMT</pubDate>
   </item>
   <item>
    <title>Health Savings Account - Save Money Plus Added Tax Relief!</title>
    <link>http://www.cashflowfortheaveragejoe.com/health-savings-account.html</link>
    <description>Learn the health and tax benefits of a health savings account, as well as the potential monetary savings for the average person.</description>
    <pubDate>Thu, 04 Jun 2009 19:19:27 GMT</pubDate>
   </item>
   <item>
    <title>Free Information</title>
    <link>http://www.cashflowfortheaveragejoe.com/free-information.html</link>
    <description>Come and receive various pieces of free information concerning taxes, household budgets, your own business, etc.</description>
    <pubDate>Thu, 04 Jun 2009 19:15:59 GMT</pubDate>
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